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I hear alot about Credit Karma...so i was thinking about joining. Is it a Fako or a actual true Fico score?
Cheryl
It's a TransUnion Fako (aka TransRisk score). CK is good for monitoring your TU CR, but I wouldn't pay too much attention to the score except as a means of monitoring the general trend of your credit.
That's good to know because I signed up today and my TU score was over 50 points lower than myfico TU score. Luckily I remembered that it was a fako and didn't freak out.
@Gunnar419 wrote:It's a TransUnion Fako (aka TransRisk score). CK is good for monitoring your TU CR, but I wouldn't pay too much attention to the score except as a means of monitoring the general trend of your credit.
+1 Don't put any stock into the scores provided. They are worthless. Just work on cleaning and rebuilding your CR.
CK is only another tool for monitoring your CR for INQ's, CLI's, via alerts as far as scores pay no attention other than it gives you a rough idea if your moving in the right direction up or down