I have been working very hard to get my credit score up to purchase a home. My current Equifax credit score was 631, I just pulled my report and ALL of my positive tradelines are gone. They have my madien name as my current name and they have my married name as my former name. They also put 2 accounts on my credit that is over the seven years, they only have 3 accounts on my report as of now. ALL of my student loans that were positive are gone, Sallie Mae, Chase Wachovia and my car note is also gone. One credit card I just opened up is also gone. I have no clue what to do, has anyone ever had this happen to them before? And if so please tell me what I need to do to get everything put back on.
I would advise you to pull all 3 reports and dispute, dispute, dispute!! There is an option where you can report accounts that are not on your credit report. But I would first fix the name situation because I think that is where the problem is.
Do you have copies of fairly recent EQ reports? I'd call them & ask what is up, and yes...address the name issue first, because as Elizabethd mentioned, that may be the issue. As if everything under your married name has disappeared!
BUT...I wouldn't "dispute" quite yet.
