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Credit Monitoring Service with DAILY pulls?

Established Contributor

Re: Credit Monitoring Service with DAILY pulls?

So the queston would be why pay 12 a month for a 1 month CR from all 3 CRB  and increase to 22 for daily when you can get daily for for all 3 CRB for 12.95.

 

  22.00

-12.95

9.05 extra a month x 12months is 108.60 that you are spending that you dont need to.

 

Just my opion and  2 cents

 

 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/29/18 TU 740 ~ EQ 729~ Ex 708
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 17,300~NFCU Cash Rewards 17,000 ~Care Credit 6000
Message 51 of 64
Established Contributor

Re: Credit Monitoring Service with DAILY pulls?


ktl72455 wrote:

So the queston would be why pay 12 a month for a 1 month CR from all 3 CRB  and increase to 22 for daily when you can get daily for for all 3 CRB for 12.95.

 

  22.00

-12.95

9.05 extra a month x 12months is 108.60 that you are spending that you dont need to.

 

Just my opion and  2 cents

 

 


Good question! What is CRB?



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Message 52 of 64
Established Contributor

Re: Credit Monitoring Service with DAILY pulls?

Same thing as CRA  :-)

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/29/18 TU 740 ~ EQ 729~ Ex 708
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 17,300~NFCU Cash Rewards 17,000 ~Care Credit 6000
Message 53 of 64
Frequent Contributor

Re: Credit Monitoring Service with DAILY pulls?


ktl72455 wrote:

So the queston would be why pay 12 a month for a 1 month CR from all 3 CRB  and increase to 22 for daily when you can get daily for for all 3 CRB for 12.95.

 

  22.00

-12.95

9.05 extra a month x 12months is 108.60 that you are spending that you dont need to.

 

Just my opion and  2 cents

 

 


I agree after some thinking! I don't see a daily pull as I've done the most I can do in the past month for my score to boost and it'll be a whiiiiile before I get another big one so I don't see a need to pay the extra for daily. 3 will be plenty!

Message 54 of 64
Regular Contributor

Re: Credit Monitoring Service with DAILY pulls?


Diabolically_Random wrote:

I just recently cancelled all 3 of my subscriptions to the big 3 and signed up at www.eliminateidtheft.com and for scorwatch. It takes a few days to get it set up but you can pull a 3-N-1 daily.  Its like 12 bucks for one person or 17 for you and a spouse.


Will this service show your soft pulls as well?

Message 55 of 64
Regular Contributor

Re: Credit Monitoring Service with DAILY pulls?

never heard of eliminate ID theft. Anyone can vouch for them?

NFCU Visa (20K) ~ FNBO MLife MC (3K) ~ SYNCB Amazon Store (1K) ~ SYNCB Wal Mart (1K) ~ Amex PRG (NPSL) ~ Amex BCE (2K) ~ Amex Delta Gold (1K) ~ Amex HHonors (1K)
AAOA: 0 yrs 10 mos
Util Reporting: 69% as of 4/14/18
Inq: 3
Current Scores (3/14/18): 642 TU FICO
Message 56 of 64
Established Member

Re: Credit Monitoring Service with DAILY pulls?

I just want to know if EliminateIDTheft if they monitor changes on you credit report and send you alert to your email ?

 

The reason I am asking it because I had some changes on my reort,but I never got any alerts/

Thanks

Message 57 of 64
Established Member

Re: Credit Monitoring Service with DAILY pulls?

I just want to know if EliminateIDTheft  do monitor  any changes on you credit report and send you alert to your email ?

 

The reason I am asking it because I had some changes on my reort,but I never got any alerts.

Thanks

Message 58 of 64
Highlighted
Established Contributor

Re: Credit Monitoring Service with DAILY pulls?

I only get alerts when there has been a new inquiry, a score change, a new account added, a limit increase.

 

I do not get one if a collection drops and causes no score change.

I do not get one if my UTL drops but not enough to change my score.

 

 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/29/18 TU 740 ~ EQ 729~ Ex 708
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 17,300~NFCU Cash Rewards 17,000 ~Care Credit 6000
Message 59 of 64
Established Member

Re: Credit Monitoring Service with DAILY pulls?

Do you know if you get alerts if you late on payment ?

 

I just have not got any alert from them , but i So late payment ,but did not get alert for that too.

Thanks

Message 60 of 64