This is my 3rd card post Ch 7. I started with a low limit - $300. I confess I charged it to the limit but always pay on time, usually more than the minimum. I finally am able to pay down all my cards this month so Monday I paid it down to $2. This morning I woke up to the auto cli of $150 ! I have had this card since December 2016. I know all the reasons it's not a good card but it has helped me in my rebuild. I appreciate this forum because I have learned that by taking care of my cards, rewards will follow and patience is key. It may not seem like a lot but I have had to start from scratch and I have a very low income. I am looking forward to getting to 700 by the end of this year !
