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Credit One DELETED!!

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itspnutbutterkellytime
Regular Contributor

Credit One DELETED!!

I'm so happy. I was getting frustrated because all of my GW letters were being denied. I received a letter in the mail yesterday from Credit One that said they would delete the tradeline from all of my reports! Yay!!

 

Now I have to work on getting 2 Capital One tradelines off of my reports. They keep denying my requests Smiley Sad 




FICO8 Scores as of 2022 MAY 18:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Credit One DELETED!!

Awesome work! I recently had credit one removed and it was a nice feeling seeing as I paid the account in full and didn't settle.
Message 2 of 9
itspnutbutterkellytime
Regular Contributor

Re: Credit One DELETED!!

I paid mine off in full as well back in December! I think they are more willing to work with people who paid off their accounts and didn't settle. 




FICO8 Scores as of 2022 MAY 18:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 3 of 9
seap74
Established Member

Re: Credit One DELETED!!

How long did it take for it to be removed from your credit reports?

Message 4 of 9
itspnutbutterkellytime
Regular Contributor

Re: Credit One DELETED!!

I emailed them on 4/11 and I received my letter last night. It showed up as removed on Credit Karma on 4/24 but Credit Karma is always removing and adding accounts randomly so I wasn't sure until I received the letter. Hope this helps!




FICO8 Scores as of 2022 MAY 18:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 5 of 9
Anonymous
Not applicable

Re: Credit One DELETED!!

How did you get it deleted??
I also have one with them. Can you share the email address you used for credit one??

Thank you
Message 6 of 9
Anonymous
Not applicable

Re: Credit One DELETED!!

I too just had mine removed yesterday!

 

Also working on Capital One. 

 

Persistence is key. The first 'No' is always hard but you just have to keep trying.

Message 7 of 9
itspnutbutterkellytime
Regular Contributor

Re: Credit One DELETED!!

Juan2014, I PM'ed you!



FICO8 Scores as of 2022 MAY 18:



FICO Auto 2/4/5 Scores as of 2021 JULY 21:


FICO Bankcard 2/4/5 Scores as of 2021 JULY 21:


FICO Mortgage 2/4/5 Scores as of 2021 JULY 21:
Message 8 of 9
Anonymous
Not applicable

Re: Credit One DELETED!!

Can you pm me the address you used? I sent a goodwill letter and was denied, am going to try again since I need this 150+ late payment removed to get my ideal mortgage loan, hopefully by July. Thanks!
Message 9 of 9
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