Credit One GW Delete = +135 jump on TU

Anonymous · ‎08-31-2014

I just switched over to the 3 in 1 the other day and didn't bother to look until yesterday. Noticed in the Dashboard that TU went up +135, EX +59, and EQ+ 36. CO wasn't set to drop off until about this time next year, but decided to GW anyway. Looked yesterday, saw the jump and had to to some quick research in case I missed something. On my 8/1 report, yep, on my 8/15 report, yep, on my 8/22 tri-merge for a refi on my house, sure is. 8/27 pull as part of the switch to the 3 in 1, gone. I sent a total of 4 e-mails to the EO office at Credit One essentially asked for mercy. No denial, no "we'll look into it", no response, nothing. Just gone. Awesome stuff. Couldn't have done it and wouldn't have tried it w/o all the help and advice on this board. I believe once my paid down balances reflect after this billing cycle EQ will be over 700 as well and that pig EX (I don't know why, but EX is always 50 to 60 points under the others) will be in the high 600's. Now to GW Bloomingdales, the last bad thing on my reports. Thanks guys AdCred1

alienfico · ‎08-31-2014

wowzers!!!! Congrats! Shows that reaching out to the big guy or gal can really help. Good for you.

Starting: TU:515, EX:521, EQ:528
Current: TU:700 EX:706 EQ:674
FICO Goal: 725
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, BestBuy $1500 Target $1800

Loques · ‎09-01-2014

Awesome work!

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
------------- NFCU cashRewards VISA | $25,000

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dave36021 · ‎09-02-2014

AdCred that is great news!!!

I have been trying to get a email out to the EO there but I was only able to find one to the CEO's assistant but she is no longer there and that email gets sent back each time. Could you PM me the address that you used ?

Back In the Garden since 6/5/2016

My Fico Scores: EQ:639 EX:665 TU:651

AU: Comenity/Bealls FL 930; Capital One 300 ;

Ysettle4 · ‎09-02-2014

What a jump! Congrats on working to get that CO removed. Well done.

769

⋅ INQs: 6

774

⋅ INQs: 5

764

INQs: 8

UTIL: 2%

AAoA: 5yr 8mos

Total Credit Line: $873,950

Anonymous · ‎09-02-2014

Could you PM me the address that you used ?

PM Sent!

homeinfuture · ‎09-10-2014

Can you please PM me the email for Credit One?

Anonymous · ‎09-15-2014

Hello and congrats on that removal. Could you PM the Credit One email that you used? Would be extremely grateful.

Anonymous · ‎09-15-2014

PM's have been sent!

Anonymous · ‎09-15-2014

Grats