Good evening!
I am super excited as I just received a letter in the mail from credit one responding to an email that I sent in 12 days ago. They have agreed to remove my 3 late 30+ derogatory marks from all three bureau's !
I now have had my United Illuminating accounts completely removed
and 3 deragatory marks removed from my Creditone Credit Card.
My last phone inquiry for removal of my credit one derog's didn't work. But I did mail in a typed letter. Below is the letter I sent.
Good afternoon XXXX,
I hope that all is well. My name is XXXX and I have been a happy CreditOne customer since July 2010. During that time I have had pretty exceptional payment history. Your credit card has allowed me the opportunity to purchase items that are needed for my family, and also to establish my credit history.
I currently have 3 late payments reporting to all three credit bureau's. The dates of late payments are: 9/2011, 4/2012, and 11/2013. These late payments are my fault and I do not dispute that, but instead do apologize. The past couple of years were difficult at times with the birth of 2 of my children and losing a job. Since those periods of time, my payment history has continued to be exceptional. I have been making payments every week for over a year.
My family of 5 and I are currently looking to purchase a house within the next 6 months. I would kindly request if you can remove the 3 late payments from my credit report. I have recently received a credit limit increase from CreditOne and am a very happy customer.
Your time, patience, and understanding is much appreciated,
