Credit One monthly score--- Experian Fako?

[Anonymous]

Sorry if this is a rehash, but I just trying to verify if credit one's monthly score that shows up on my online account page is Experian or Vantage? It jumped from 618 to 753 between last month and this month, and while i been working very diligently and with great success to dispute/GW/lower util., I don't want any false hopes about  what it could actually be. Even though I really really *really* want it to be 753 obviously. Older posts on here state that it is indeed EX fako, but I haven't seen any info of late.

Thanks!

[js0319]

MyFico is the only site that sells real FICO scores - but they only sell EQ and TU. Experian FICO's can only be obtained through creditor pulls, or PSECU if you are a member. If you paid for a score for EX, it's a FAKO score.

[MarineVietVet]

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@js0319 wrote:

MyFico is the only site that sells real FICO scores - but they only sell EQ and TU. Experian FICO's can only be obtained through creditor pulls, or PSECU if you are a member. If you paid for a score for EX, it's a FAKO score.

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That's not quite correct. Equifax will still sell you a FICO score found here: www.equifax.com/web-myfico-products/

It's the same version (Beacon 5.0) that is sold here.

[namvet]

Credit one uses Experian to make up the score that is reported to you on their website.  It would be considered a Fako or vantage score. 

[Anonymous]

Thanks, I'll go ahead and feel good about the score bump anyway

[namvet]

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@Anonymous wrote:

Thanks, I'll go ahead and feel good about the score bump anyway

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   Why not, a bump up is a good thing!