So excited! I had 2 baddies with Credit One, a 30 and a 60 both within the last year... I hated the card, so I closed it when they kept denying my GW's... I sent off another round of GWs to about 8-10 different people at Credit One, and POOF! The account has been removed from my TU and my EX! Hoping it will come off EQ soon too! ::HAPPY DANCE:::
I didn't get too much of a bump from it, but I also had an increase in my UTL (bought concert tix and the payment didn't process prior to the statement date! OOPS! ) Not a big deal, balance is back down to zero, so I should get a good bump next month! So excited! I am hoping I see the 650's soon!
Also, big news, My last collection with progressive, which had been removed from EX and EQ should be off TU soon, which will rebucket me and bring me out of the 500's!! I need all scores above 620, hopefully like 680's so we can get a mortgage! PLEASE PLEASE PLEASE!
Next goals:
Hooters/Merrick Bank- 3 30 day lates
WFNNB/Ann Taylor- 3 30 day lates
Chase- 2 30 day lates
Target- 1 30 day late
Ford- 1 30 day late
Citibank- CO removed... (this is a BIGGIE!)
GW's out to all... Here's hoping This start falling off!
Starting Score: 06/2010- EQ 464
Way to go! You make it sounds so easy! 
EASY?!?!? I WISH!!!
Lots of patience, and being persistant (wish I had been this persistant about my payments! hahaha)
Also, LOTS AND LOTS of research... This forum and some others that I have been reading are very helpful at finding new sources and contacts! And like Dori says "Just keep swimming, just keep swimming.... "
BUT, i have to say it all has been TOTALLY worthwhile!
