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Credit Rebuild toward buying a house

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SashaDixon
New Contributor

Re: Credit Rebuild toward buying a house

I know it's been awhile, but I have a few updates.

 

Still waiting on things to fall off of my CR's, as none of my GW's or PFD's worked except for RJM in February. However, my scores have come up a decent amount since I had all of those disputes removed. I also have 4 baddies (2 CO's and 2 collections) that will be off come August of this year Smiley Happy.

 

Updates as far as new accounts go!!! This is were I am feeling the euphoria of rebuilding!! I finally am able to apply for better cards!!!

 

New Accounts:

 

Wal-Mart: $150 limit (small I know but I dont shop there much anyway)

Macy's: $600 limit (this one I like cause I love shopping at Macy's!)

Discover :$1500 limit (AU on this account, but I recently checked there site and I have offers for myself as well, don't want to app yet because I intend to let my current TL's grow since we are hoping to get a mortgage loan by summer of '15)

 

Credit Limit Increases:

 

Capital One: $2500 limit (up from $1000 earlier this year)

Fingerhut: $1200 limit ( up from $800)

 

 

Not too shabby for just 3 months!! My current scores are in my signature!!

 



Starting Score: EQ: 645 TU: 663 EX: 630
Current Score: EQ: 690 TU: 658 EX: 675
Goal Score: 700


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