I've always maintaned perfect credit prior to my short sale and had a score of 830 as of last year. After a 10 month short sale nightmare with Bank of America my credit score is now 673. I was 120 days delinquent on the mortgage as this was the only way the bank would consider the short sale option. The short sale closed out in October. As of now I have no debt whatsoever. I have 1 credit card with $0 balance with a $6,000 credit line. I have no other revolving accounts. It's been 6 months since the short sale and my score has remained completely the same. When can I expect to see my score improve? I would like to see my score above 700 by a year after the short sale. Is there anything I can do to expedite the process of repairing my credit score?
