Credit Repair Company

[Datx]

What service level do you guys use with Lex?

[LS2982]

Concord Premier, 89/mo. Well worth it to me.

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@MyCreditStinks wrote:

What service level do you guys use with Lex?

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[Datx]

I admit, I have looked into using a credit repair company like Lex, but the price per month just scares me off each time. That or I just tell myself that I can just let baddies age off and while im waiting, I can throw in a GW request here and there and possibly get lucky.

[Anonymous]

Hi there, 

I use Concord Standard.  The main thing about Lexington Law is you have to make sure you forward your responses you get from your credit companies.  That is half the success is communication and ensuring it is done every month with discipline.  I do use myfico.com to regularly check on my own fico scores and credit reports.  It is definitely worth it, especially since I'm busy working all the time. I'd rather someone who has the expertise to handle all of it.

Best of luck!

[Anonymous]

btw, i pay $59.95/mo - definitely well worth it for me!  i'm very impatient and am not into do it yourself at this time in my life, i leave it to the experts!

[Anonymous]

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@Anonymous wrote:

 I am using one right now.  They are pretty involved in my case but I haven't gotten the results of their work yet, that should come soon though.  I will say this though, I wish I had saved my money and discovered this forum and also CB much sooner.  I would have saved $500!!  Stamps don't cost that much! haha

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@Anonymous wrote:

 I am using one right now.  They are pretty involved in my case but I haven't gotten the results of their work yet, that should come soon though.  I will say this though, I wish I had saved my money and discovered this forum and also CB much sooner.  I would have saved $500!!  Stamps don't cost that much! haha

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What's "CB"?

[Datx]

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@Anonymous wrote:

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@Anonymous wrote:

 I am using one right now.  They are pretty involved in my case but I haven't gotten the results of their work yet, that should come soon though.  I will say this though, I wish I had saved my money and discovered this forum and also CB much sooner.  I would have saved $500!!  Stamps don't cost that much! haha

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@Anonymous wrote:

 I am using one right now.  They are pretty involved in my case but I haven't gotten the results of their work yet, that should come soon though.  I will say this though, I wish I had saved my money and discovered this forum and also CB much sooner.  I would have saved $500!!  Stamps don't cost that much! haha

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What's "CB"?

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Its another credit forum similar to this one. Its Mod cut.

Sorry but no links or url's to that site are allowed- MarineVietVet, myFICO moderator

[Booner72]

I have a distinct feeling that this thread is going to be zapped ASAP.  But before it does, I just read every word about this Lexington Law on their website and there isn't anything they do that a person can't do themselves - maybe their letterhead and legalese helps a tad bit, but I bet creditors see their letterhead and laugh.  They recommend GW, DV, and Disputes.  Not that difficult.

No offense to anyone who is using this or any credit repair service.  I'm just too cheap - also if you have to forward stuff to them, pay for your own CMS anyway - I just don't see Why.

[Anonymous]

Hey Bonner72,

to each his/her own.  If you've got all the time to do it yourself, by all means. But if you are a super busy person with a superbusy lifestyle like me, then it's worth it..

Good luck everyone with your choice!

[vetstorm91]

I will say I used Lexington Law before and they can delete items from your credit report.  But you can do the same thing.  I started reading information on this website and I save myself a little money but I was able to learn more from this website then I learned in 43 years of life.  So I think by reading and educating yourself about your credit is better than using Lexington.  So I say THANK YOU MYFICO.