I read the article “Credit missteps – how their affect on FICO scores vary”, and while this is very interesting information in regards to credit score rungs, It brought up another question. My credit is very much like Benecia’s right now; however I am bracing for a major negative credit impact (shortsale of our home). Is it more beneficial to get all the issues fixed on my credit before I get dinged for the missed payments and shortsale settlement or should I wait until the process is fixed before I make any corrections, or does this even matter?
http://www.myfico.com/CreditEducation/Questions/Credit_Problem_Comparison.aspx
