Credit Score JUMP!

[Anonymous]

I want to apply for the Quicksilver 1 so bad and my scores are 600, 597 and 595 but I have collections. Did you check the prequalify website and it offered you the Quicksilver? Also, how many collections if any do you have? Thanks 

[Anonymous]

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@Anonymous wrote:
Great job! Just you wait 6 months! I see 600's.

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You won't believe this Semyaz, but I just logged into CCT and my EX score JUMPED AGAIN to 616! That's another 35 points!! This is really scaring me a little. Must have been the on-time payment I made to Carson's. I have no other explaination for it.

[Anonymous]

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@Anonymous wrote:

I want to apply for the Quicksilver 1 so bad and my scores are 600, 597 and 595 but I have collections. Did you check the prequalify website and it offered you the Quicksilver? Also, how many collections if any do you have? Thanks 

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Yes, I checked the prequal 1 month after getting approved for my Cap One. I have 12 collections.

[Anonymous]

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@Anonymous wrote:

I want to apply for the Quicksilver 1 so bad and my scores are 600, 597 and 595 but I have collections. Did you check the prequalify website and it offered you the Quicksilver? Also, how many collections if any do you have? Thanks 

Do you know your FICO 4 scores? Cap One uses Equifax FICO 4, instead of FICO 8.

[Anonymous]

No I do not.

[Anonymous]

I will keep checking the prequalified website and hope they offer me the quicksilver soon. 

[Anonymous]

Dont get hung up on prequal pages. My wife was getting nothing from the prequal page, apped anyway and was approved for the QS1 for $500

[Anonymous]

Just looked and my Fico 4 scores are 590 and 606... but it also shows all my negative info like late payments and collections. When your wife got the Quicksilver how were her scores if you don't mind?