01-08-2013 05:30 AM
Bring your scores, how'd you do? How accurate do you think it is, based on your EX profile?
Mine skyrocketed to 721. It's always been abnormally high compared to my FICO scores of EQ/TU, so I take it with a grain of salt, but it's still nice to see.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
01-08-2013 05:35 AM
01-08-2013 05:49 AM
I ended up with a +64...no real rhyme or reason to it really, but whatever, it makes me feel good to look at that for a second, until reality hits again.
01-08-2013 07:28 AM
+31 for me. It says " Well, it's not the worst credit score that we've seen." LOL. Thanks a lot Credit Sesame, how encouraging! ;-)
I'm at a 620 with CreditSesame due to a deletion, lower util, and adding another card. I expect to continue to increase in the future since 2 creditors still havent reported my payments for December/CRA's havent updated these lines yet.
Based on my EX profile, I think this is pretty accurate as EX is my worst report --including a 2010 CO from old CU and 2 paid collections (one to be removed this month though, yay!).
01-08-2013 07:30 AM
I went up +20! I was so excited! Then I checked my other scores...and my Eq. went down 5. Such a roller coaster ride this morning.
01-08-2013 08:26 AM
+16 here- to 629. My LENDER FICO was 613 in late Nov, and my early Dec CS score was exactly 613. HOPING that my real fico still matches! Util is dropping, score is rising. Love it!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.