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Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Credit Sesame out for January!

Bring your scores, how'd you do? How accurate do you think it is, based on your EX profile?


Mine skyrocketed to 721.  It's always been abnormally high compared to my FICO scores of EQ/TU, so I take it with a grain of salt, but it's still nice to see.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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Re: Credit Sesame out for January!

I'm +6.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
New Contributor
Posts: 56
Registered: ‎12-30-2012
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Re: Credit Sesame out for January!

I ended up with a real rhyme or reason to it really, but whatever, it makes me feel good to look at that for a second, until reality hits again. Smiley Happy

Officially in the garden...for like, EVER (or at least a really long time)

Starting Score: TU: 636 EQ: ?? EX: ??
Current Score:TU: 641 EQ: 643 EX: ??
Goal Score: 700s Across the Board

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Frequent Contributor
Posts: 463
Registered: ‎11-28-2012
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Re: Credit Sesame out for January!

+8 Smiley Happy

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+

Frequent Contributor
Posts: 447
Registered: ‎12-05-2012
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Re: Credit Sesame out for January!

+31 for me.   It says " Well, it's not the worst credit score that we've seen." LOL. Thanks a lot Credit Sesame, how encouraging! ;-)


I'm at a 620 with CreditSesame due to a deletion, lower util, and adding another card. I expect to continue to increase in the future since 2 creditors still havent reported my payments for December/CRA's havent updated these lines yet.


Smiley Happy


Based on my EX profile, I think this is pretty accurate as EX is my worst report --including a 2010 CO from old CU and 2 paid collections (one to be removed this month though, yay!).

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Valued Member
Posts: 36
Registered: ‎10-05-2012
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Re: Credit Sesame out for January!

I went up +20!  I was so excited!  Then I checked my other scores...and my Eq. went down 5.  Such a roller coaster ride this morning.  Smiley Sad

Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720

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Regular Contributor
Posts: 230
Registered: ‎09-22-2012
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Re: Credit Sesame out for January!

+16 here- to 629. My LENDER FICO was 613 in late Nov, and my early Dec CS score was exactly 613. HOPING that my real fico still matches! Util is dropping, score is rising. Love it!

Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Current Score: EQ 674 TU 679 Ex 686 EX
Goal Score: For now: 640s

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New Contributor
Posts: 104
Registered: ‎12-12-2012
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Re: Credit Sesame out for January!

-1 to 684, cant complain.
Regular Contributor
Posts: 165
Registered: ‎05-01-2008
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Re: Credit Sesame out for January!

I went up 29 points an my DW went up 33. Can't wait to see what happens when I bring my UTI down from 78% to almost 9%.

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