The last ones would be Target and West Asset which I'm going to try again. Target called me while I was at work and told me no and I have yet to here from West Asset. I'm most hopeful with West Assest since it was a medical account. Ford seems as if they will remail stubborn and not change anything, however my issue with them is they never told me I was paying a charge off. I was in a car accident and had my car insurance and gap insurance make payment which left me with a small balance. I didn't know what the balance was and when I made payment, they never identified themselves as being the charge off dept. I'm really perturbed with them because they got the whole amount of their balance and did not lose a penny, yet my account is labeled charge off. If I knew it was considered a charge off, there would have been no point in paying the remaining 1000 dollars...grr...Still my recent successful GWs make me hopeful!
Starting Score: EQ: 583 TU: 623