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Credit builder or secured personal loan in Pennsylvania

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transport1020
New Member

Credit builder or secured personal loan in Pennsylvania

Does anyone know of a bank in PA that would extend a secured personal loan or similar type note for someone who has average scores of 620, 609, and 595? The biggest hang up on the credit is 4 public record judgments. I just paid off one, but the other three have large balances which are taking longer to pay off. I have the cash to secure the loan, but just trying to find ways to strengthen the credit. I do have four credit cards with a combined $4,000 available credit. This is a mix of secured and unsecured. Working diligently to pay off any debt that  collection agencies continue to report monthly. 

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ktl72455
Valued Contributor

Re: Credit builder or secured personal loan in Pennsylvania

Credit Cards | State Department Federal Credit Union

 

SDFCU is secured, dont pull your credit and everyone is approved.

 

Welcome to the forums!!!!

From MI.
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Message 2 of 4
gdale6
Moderator Emeritus

Re: Credit builder or secured personal loan in Pennsylvania

Possibly PSECU

Message 3 of 4
ezdriver
Senior Contributor

Re: Credit builder or secured personal loan in Pennsylvania

I got two secured cc [$300 each] with one online app at First Progress ... no credit pull as the approval is not dependent on credit reports.

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