guys & gals,
I'm one you could definitely say is on the road to recovery. All my scores are b/t 525 - 550 but surprisingly I got 2 credit card offers. Granted, they were for limits in the $350 - 500 range, but really.........what am I doing getting these offers?!? From my understanding of things my scores stink.
Neither of the banks were large or well recognizable and I tore up the offers before committing their names to memory or I'd share their names on here. I guess my question is, at what point in time should I start to consider accepting an offer?
I currently only have one pre-paid BoA CC that I opened to establish a positive tradeline.
thanks
mc