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Does anybody know of any credit cards (even secured is fine) that do not need credit reports/scores (which will not increase a hard inquiry in the report) like Capital One Open Sky?
@Chaselover wrote:Does anybody know of any credit cards (even secured is fine) that do not need credit reports/scores (which will not increase a hard inquiry in the report) like Capital One Open Sky?
State Dept FCU, its a SP to join, put the money for the secured card in savings then open the secured card by phone its a SP as well.
Welcome to the board
Thank you so much, gdale6, but do you noe whether there is even a soft inquiry with SDFCU?
soft pull = soft inquiry. lenders can not see soft pulls only you can.
Thank you so much buildafico, new to this game, so not yet fully familiar with the terms. I thought every credit report will have the soft inquiry which every lender can also see. Anyway thanks for the clarification.