cancel
Showing results for 
Search instead for 
Did you mean: 

Credit cards

tag
Anonymous
Not applicable

Credit cards

Would it help to rebuild my credit for my wife to put me on one of her credit cards?
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Credit cards

It might!

 

How much of an impact will depend on your situation. Can you give more detail about your credit situation, and where you are in the rebuilding process? And, is the CC account that your wife would add you as an authorized in good standing? Is the balance zero or low in relation to the credit limit? Does it report to all three credit bureaus?

 

Being added as an authorized user has the potential to give you more credit history, add to your average age of accounts, and reduce your utilization.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.