Credit counseling

[Booboo71]

Any good reputable companies that can delete paid charge offs or account that are over 5 years old? And how much are they?

[RobertEG]

Paying a charge-off and having an age of 5 years are not basis for deletion.

They are obtained by writing the furnisher and requesting they delete their reporting.

The reasons for requesting deletion vare based on your personal situation, which a credit repair organizatin cannot invent.

All they can do is send it for you.

My advice is to do it yourself.

[Booboo71]

Thank you,! Where do I find it on here? I'm not sure what to say and whatelse I should write. 

[Booboo71]

Do I request the letter first to make sure they will give it to me 

[gdale6]

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@Booboo71 wrote:

Thank you,! Where do I find it on here? I'm not sure what to say and whatelse I should write. 

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You would use goodwill letters in an attempt to remove the CO, good luck

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

[Anonymous]

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@Booboo71 wrote:

Do I request the letter first to make sure they will give it to me 

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If the items you wish to get removed have been paid, then what you are seeking is 'Good Will" deletions. Go to the 'frequently requested threads' in the stickies section and read the GW threads.