I just pulled my annual credit reports (well all but TransUnion as they for some reason will not let me do anything online with them). My Experian file is now 37 pages thick and my Equifax is now 91 pages. I have over 30 accounts listed in each. No CA/CO/BK/public records/etc. AAoA 10 years 5 months.
Positive accounts:
11 Credit card accounts in perfect standing
Mess of old student loans, couple closed cc's and old car loan
(My mortgage doesnt report)
Negative accounts:
Sallie Mae 30 day late Dec 2010.
Sallie Mae 90 day late Nov 2007 (only 1 more year with this bad boy 
)!
Verizon Closed paid account - $109 - DOFD July 2009.
Cap1 Auto - mess 4-60 day lates, 10-30 day lates. Last late Dec 2011. (This is actually better standing as I had them remove 2-60 day lates and 4-30 day lates)
Question: How thick are your files and what do you have on them?
