08-20-2012 11:04 AM
2 charge off from Mar 2008 place as bad debt and 1 collection from charge off bought in 2010. 3 revol credit card and 1 student loan in 2008 never late. Current Fico Ex 657. What's my change to go to 700 credit score ? My credit cards is recent in sep 2011 and one in june 2012. Should i get any more credit card ? What to do to boost my credit score quick ? I need to hit 700 soon ? Any change ?
Think about get a Discover card bu t scare they would deny for the charge off and collection ? Any help guys ?
08-20-2012 11:25 AM
Another CC really won't do you any good. You mention the charge offs. Are they paid now? Have you tried to goodwill them? How is the utilization on your cards. Give us some more information here and let's see where to go.
08-20-2012 01:13 PM
i just need to go for some main card that would stay with me . Those card right now just kinda like rebuild card. My charge off is like almost 4 5 years so i just let it all heal and fall off cuzz i dont want to reage all those stuff after paid them off. My current Utili is under 9%. Credit limit of all card is 1300 and using under 100. thanks
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO