Credit inquiries

[Anonymous]

Hi,

Does anyone have a good letter for getting inquires removed from the 3 bureaus?  I have way too many in a short amount of time and would really like them gone.   Any help would be appreciated.  

Thanks!

[Anonymous]

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@Anonymous wrote:

Hi,

Does anyone have a good letter for getting inquires removed from the 3 bureaus?  I have way too many in a short amount of time and would really like them gone.   Any help would be appreciated.  

Thanks!

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If they are all legitimate, then you have to let them age off. After one year they will not effect your scores as much and after two years they fall away. No way I have ever heard to have them removed, letter or no letter. Sorry.

[Anonymous]

Wishful thinking though.....

[Anonymous]

Well that's disappointing news...  Thanks though.

[NJ_Patriot]

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@Anonymous wrote:

Hi,

Does anyone have a good letter for getting inquires removed from the 3 bureaus?  I have way too many in a short amount of time and would really like them gone.   Any help would be appreciated.  

Thanks!

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That makes 2 of us lol I have 28 inquiries right now on my TU report and about 11 on the other 2.... I know... I went app crazy last year and it's costing me..

[Anonymous]

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@NJ_Patriot wrote:

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@Anonymous wrote:

Hi,

Does anyone have a good letter for getting inquires removed from the 3 bureaus?  I have way too many in a short amount of time and would really like them gone.   Any help would be appreciated.  

Thanks!

---

That makes 2 of us lol I have 28 inquiries right now on my TU report and about 11 on the other 2.... I know... I went app crazy last year and it's costing me..

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Inquiries are, at worst a short term issue. They only affect scores for 12 months and they are removed completely at 24. Start thinking long term goals and plans and let the inquiries take care of themselves.

[Anonymous]

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@Anonymous wrote:

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@NJ_Patriot wrote:

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@Anonymous wrote:

Hi,

Does anyone have a good letter for getting inquires removed from the 3 bureaus?  I have way too many in a short amount of time and would really like them gone.   Any help would be appreciated.  

Thanks!

---

That makes 2 of us lol I have 28 inquiries right now on my TU report and about 11 on the other 2.... I know... I went app crazy last year and it's costing me..

---

Inquiries are, at worst a short term issue. They only affect scores for 12 months and they are removed completely at 24. Start thinking long term goals and plans and let the inquiries take care of themselves.

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Excellent advice!

[NJ_Patriot]

I certainly am not so worried about the inquiries to be honest. I understand how they work now thanks to these forums!!! I've been working on removing derogetory marks etc and have been successful with 2 of the 3 CRA's thus far

Now, I need to start building good credit history with my 2 brand new Credit Cards and get some good payment history going as well.

[RonM21]

In the meantime, the best you can do is try to wait it out if possible and try to grow what you have, assuming the inquiries are so many that it will likely be a problem for lenders.