@Anonymous wrote:
Walmart said to me that there were 2 late payments that lowered the Credit limit, but I asked them "why were the late fees removed" makes no sense to me. If they reverese the "late payments" why lower the limit. I have a Cap One card with $1500.00 CL, First Premier $300 CL, SPEEDWAY $250 CL. The utilization of the cards comes to 5%
Am I doing the best choice on my Utilization?
I have installment loans because of my student loans.
I would suggest apping for a second Cap One card.
