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Credit lock in place? Help!

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chandelier23
Member

Credit lock in place? Help!

So I am in the process of fixing. As I was reviewing last night to figure out which ca to tackle first. I noticed that on my equifax report not only does it say "fraud alert , block for promotional, etc" But it als say Credit lock in place. What is that? Will it come off with my request for the extended fraud alert to be removed?Cat Sad

Message 1 of 3
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myjourney
Super Contributor

Re: Credit lock in place? Help!


@chandelier23 wrote:

So I am in the process of fixing. As I was reviewing last night to figure out which ca to tackle first. I noticed that on my equifax report not only does it say "fraud alert , block for promotional, etc" But it als say Credit lock in place. What is that? Will it come off with my request for the extended fraud alert to be removed?Cat Sad


Have you filed or disputed anything as fraud?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 3
Shogun
Moderator Emeritus

Re: Credit lock in place? Help!

I wonder if there's a freeze in place.  Kind of sounds like it.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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