I know that all three are fako scores but which one is closer to being accurate?
All FAKOS. No telling which one is close if at all. You are going for bumpage. I strongly urge you to stop. You run the risk of splitting your file, locking yourself out of your CRs and deleting positive TLs.
SHogun I see you mention not pulling file daily. Why? Can they take off your accounts and why would they split a file?
Pulling daily isn't really the issue, the OP is pulling THREE times daily, on the same file. The bumpage that can occur isn't always for the best is what Shogun was driving at.
+1 Scott. There's lots of people that do daily pulls, that's not a problem. But pulling multiple times a day, via different CMS's can definitely create a problem.