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426MW what else is negative on your CR? I also had a collection deleted and it was a very old account and I lost some of my AAoA and lost points as well.
I have one account with 4 -30day lates 6-60day lates but is 19yrs old and was transfered but I dont want it removed, just the lates removed :-)
Collections are never supposed to count toward utilization but for whatever reasons, sometimes they do.