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Based on my math these are your new numbers after you pay off the CapOne, Discover and put the remaining $744 on AMEX Everyday:
Amex BC: $5200 balance, $5500 Limit
Target: $30 balance, $600 limit
Fingerhut: $700 balance, $2500 limit
Amex Everyday: $2163 balance, $3000 limit
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Capital One: $0 balance, $2550 limit
Discover: $0 balance, $1300 Limit
In a perfect world you only want one card reporting 1-9% UTIL so try to get a close to that as possible. I would pay the Target off, should be easy enough, that's one less:
Amex BC: $5200 balance, $5500 Limit
Fingerhut: $700 balance, $2500 limit
Amex Everyday: $2163 balance, $3000 limit
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Capital One: $0 balance, $2550 limit
Discover: $0 balance, $1300 Limit
Target: $0 balance, $600 limit
That brings you down to 3 accounts with balances - and very high UTIL on two of those accounts. Next, you just want to get as close as you can to one account with 1-9% UTIL. I don't know how much money you have to play with at this point, if any, so it's difficult to say. If you can, share how much you have to play with after the cap one, discover, and target are paid off.
If indeed it is nothing then it looks like this is the best you can get to before applying fot that balance transfer.
I would take care paying off in whole or in part those 3 cards we mentioned then wait one cycle to see what it does to your credit score. Once you see that it'll help determine what to do next - maybe it'll bring it up enough to apply for that next loan.