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Hi guys I'm trying to repair my credit after being stupid and negligent. anywho. my main question is about disputes. I have a collections company by the name of credit control that is reporting the same collection twice for two different amounts on the same credit report and that one is reported as open. they are also reporting that same collection on another credit report but they are reporting a different amount and is stating that the account is closed. When i called they gave me a bunch of wrong information about this account. they even had phone numbers linked to the account that was never my number ever! so my question is when it comes to disputing this account how should i go about it and since i noticed all these discrepancies just by talking to them what is my chance that i can get this removed from my credit reports?
Dispute with the CRA.
The CRAs do not condone the simultaneous showing of two collections on the same debt, and have polices intended to prevent it.
They go so far as to attempt to preempt that possibility by including in their reporting manual and agreements specific instructions to debt collectors to delete their reported collections if their collection authority has been terminated and the debt remains unpaid.
That policy is to prevent the simultaneous showing of two collections should another debt collector later report a collection on the same debt.