Credit report info??

[dledo]

Hello everyone,

New to the forums here.  I am learning a ton on here and its getting me motivated to get in gear and my credit situated.  I was wondering what site I can go to where I can pull my reports and it shows the date an item is due to fall off.  I already pulled annualcreditreport earlier this year so I cant go that route.  If anyone can assist on this it would be greatly appreciated.  Thanks in advance.

Dave

[09Lexie]

Welcome to the forum.

Only directly from the CRAs. CMS' will not show the dates you need and rarely show compete collection info

[cjc343]

Have you been denied credit in the past 60 days? You're entitled to a second yearly report under some conditions, denials are one:

https://help.equifax.com/app/answers/detail/a_id/15

https://disclosure.transunion.com/dc/disclosure/disclosure.jsp

http://www.experian.com/reportaccess/

One option: if you have a CapitalOne credit card you should be able to request an online SP CLI, which if you're anything like most people with any credit (or lack thereof) you'll get denied. If not, congrats on your CLI, think you can get two in a row?