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Credit report question

Established Contributor

Credit report question

I pulled TU credit report from myfico. They showed 3 baddies, but credit karma showed 4 baddies. And truecredit showed 5 baddies . Why they are showEd up different report like that?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 1 of 4
3 REPLIES
Frequent Contributor

Re: Credit report question

The only one that matters is the myfico. Not uncommon for the FAKOS to be wrong.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 2 of 4
Established Contributor

Re: Credit report question

The CR that matters is the consumer disclosure report direct from the CRA or thru the central source annualcreportreport.com

 

 

The 3rd party sites (even myfico) can get delayed in credit reporting updates.

Message 3 of 4
Frequent Contributor

Re: Credit report question

I also have one collection account missing on credit karma. It does suck that it doesn't have all derogatory accounts. 

 

my public record is showing, but not my collection account.

 

 



MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Message 4 of 4