Rebuilding Your Credit

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Frequent Contributor
TrishN
Posts: 404
Registered: ‎11-05-2012

Credit report question

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‎12-17-2012 04:30 PM

I pulled TU credit report from myfico. They showed 3 baddies, but credit karma showed 4 baddies. And truecredit showed 5 baddies . Why they are showEd up different report like that?

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Regular Contributor
dabrian
Posts: 182
Registered: ‎12-10-2012

Re: Credit report question

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‎12-17-2012 05:06 PM

The only one that matters is the myfico. Not uncommon for the FAKOS to be wrong.
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Frequent Contributor
ccnewcc
Posts: 471
Registered: ‎09-29-2012

Re: Credit report question

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‎12-17-2012 06:26 PM

The CR that matters is the consumer disclosure report direct from the CRA or thru the central source annualcreportreport.com

 

 

The 3rd party sites (even myfico) can get delayed in credit reporting updates.

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Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009

Re: Credit report question

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‎12-17-2012 07:14 PM

I also have one collection account missing on credit karma. It does suck that it doesn't have all derogatory accounts. 

 

my public record is showing, but not my collection account.

 

 

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |

Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
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