Have a question, my chapter 13 BK was discharged last August 2013. My transunion shows many of the accounts included in BK are scheduled to come off around August 2014. Can some one tell me if they will actually come off and will there be a significant change in my scores? Would appreciate any help.
@drboxing wrote:Have a question, my chapter 13 BK was discharged last August 2013. My transunion shows many of the accounts included in BK are scheduled to come off around August 2014. Can some one tell me if they will actually come off and will there be a significant change in my scores? Would appreciate any help.
If they are 7.5 yrs from the DOFD then yes they will be excluded, accounts that old IIB dont affect scores that much, it is hard to say if you would get a bump as AAoA will be affected when the OCs drop.
