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How soon after the debt paid off, the updated info shows as "account paid" on my file ? My case with Cap One (Weltman Weinberg Reis / Collector). I have been waiting for a week now, report has not updated yet.
Thanks
Usually within 30 days after receipt of pmt. Most only update 1x/mo.
@Anonymous wrote:How soon after the debt paid off, the updated info shows as "account paid" on my file ? My case with Cap One (Weltman Weinberg Reis / Collector). I have been waiting for a week now, report has not updated yet.
Thanks
Cap1 takes forever to update. When I paid mine, I saw an update about 30days later for the amount I settled for which reduced my util and then again about 45days (15 days later) to report a $0 balance which dropped my util even more.
Just be patient.
Did you asked Cap One to remove the account ?
I was wondering the same thing, except I had a CA get paid (not deleted) but need the balance updated to 0, Looks like 30-45 days :-( Seems like forever!
I called Cap One Recovery Dept, they told me it took 22 days to update the credit file. I knew they will reported the balance as zero. However, to improve the score, we need to have the account removed.