Credit reporting IIB

[surfone7]

I have a BK from 2004. All of the accounts included in BK fell off at the 7 year mark, although the BK itself remains until April 2014. I did not reaffirm my mortgage but have made all the payments on time since the BK. My mortgage company sold it's portfolio a few months ago and on April 30th the new company reported my mortgage to the CRB's as included in BK with a date of 2013??? Should this even be reporting on my credit report at all?  I have worked hard to get my scores up and my credit score was 700 and I took a 80 point dive for this???? something from 9 years ago???

[chasmith]

It seems to me this is redating.  They either cannot report, or must repost with the correct date.  What they are reporting now is inaccurate and an FCRA violation.

[surfone7]

I disputed it with TU and EX, it is not on my EQ. It was reaged because TU has the drop date as 1/2020. The BK itself falls of in 2014.