Credit score dropped 100 points on WalletHub

[Anonymous]

Hello,

So I am freaking out a bit right now. I am signed up Credit Karma, MyFICO, Experian and Wallethub to monitor my credit score. Today, I noticed that my TU score dropped 100 points on Wallethub. There is no alert or reason for it. Credit Karma nor MyFICO reported a change in my report, as they are usually very good about reporting any major change. I am not sure what happened? I sent GW letters and awaiting responses but cannot think of anything that would drop it that much. I havent missed a payment in almost a year and the my two collections have been there for a while. 

Credit Karma updates tomorrow. Should I wait to see what Credit Karma says or buy an Experian report on all three CRA? I was going to apply for a mortgage next month but am now worried. Any advice??

[Anonymous]

If it's TU then save your money and wait on credit karma to update. You are adequately covered in the monitoring and report section so be patient and see. It could just be a pull while one of ur accounts were updating and it's already changed/fixed. I had that happen once where credit karma pulled when one of my accounts were updating and my scores were way off, but The next pull it was normal again.

[Anonymous]

Thank you for your feedback. I am really hoping that is the case. Nothing new should be reporting negatively at this point. Like I said, MyFICO usually reports quickly if there is any change. But haven't seen anything. Will update tomorrow.

[rmduhon]

Ignore the scores from Credit Karma and Wallethub. Those are not Fico scores.