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Browse credit cards from a variety of issuers to see if there's a better card for you.
Don't spend money on a "repair" company. We will help and other than postage, it's all free advise.
First, get all 3 credit reports from annualcreditreport.com. You get one free every 12 months from each CRA.
Read all of the links in my signature line to help understand some things.
Then when you have questions, ask away! There are many, many knowledgable people here more than happy to help you.
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