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Just opened a new savings account with Delta Credit Unions because I plan to apply for a credit card with them in the next few days. When I opened the account I guess they checked my credit report because my equifax took a 3 point hit. I know that may seem like a little but being in the process of rebuilding any amount of points count. My question is this, since a savings account has nothing to report, how would my credit score recover from that hit? If it ever does?
Thanks,
You just took a hit from the Inquiry. It'll bounce back up pretty quick.
Checking/savings inquiries have always been a source of irratation to me and usually cause a slight drop in your credit scores. IME the scores will recover in 3-6 months.