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Credit utilization at statement

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jrubedjmp311
New Contributor

Credit utilization at statement

Hello.

I just got a new card. 300 dollar limit.. I paid before the statement but the available credit doesn't get effected for 7 days. The statement balance is $4 bit available credit is 127. What will they report as my utilization? Only using 1% or 30%?
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1 REPLY 1
rmduhon
Valued Contributor

Re: Credit utilization at statement

The statement balance.
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