CreditKarma almost gave me a heart attack :-( UPDATE

[Beasley12]

I logged into my CK account as I do everyday. After refreshing my scores I see that my transrisk score fell 66pts but my Vantage increased by 7...i looked to see if there were any differences in inquiries, account balances, number of collection accounts.......nothing different. I am seriously sitting here typing and I feel out of breath.....what happened!?!?! I know this is a FAKO but still.....what happened.....why? My scores on CK used to be 646 transrisk and 682 Vantage. It is now 580 transrisk and 689 Vantage. Somebody please explain this madness to me......please.

[llecs]

FAKO is as FAKO does. I'd ignore it. If there were no changes to TU then it's possible there were no changes to your FICO.

[Target1212]

FAKOs are crazy. My CK did that too, well a 30 point drop, I freaked and bought my TU report to find it didn't go down but up! Only thing I look at on there is report activity, not score!

[Beasley12]

That is where I am now......I am about to buy my TU FICO....I can't take not knowing. I just hate having to spend $20 for it. :-(

[Target1212]

Me too! Esp when I already pay for score watch. But, I'm looking for a mortgage so I cant risk it!

[Shogun]

Just so you know, CK only counts the AAoA of open accounts.  That's what's dragging my score down so low with them vs my actual FICO.

[Beasley12]

I wonder if this had anything to do with my student loans.....I just started repaying them.

[Beasley12]

Pulled TU FICO.....IT INCREASED from 655 to 672....damn CK made me waste $20 but yippee....I'm in the GOOD category!!!!

[Target1212]

See! Exactly why FAKO is fake!!! Congrats!

[mmmlive1999]

Just say no to FAKO.