Frequent Contributor
Posts: 416
Registered: ‎12-05-2012

Re: CreditKarma is killing me!

nicholasyud wrote:

Im asian . when i first got my insurance they check my report and i was like ...what my credit score and report gotta do with insurance rate ?? .....hmmmmmm first thought of my mind, i thought they racist or something but i was like if i dont paid my bill on time is that mean i can't drive ? or they just think im

^^^^^ THIS! LOL. Ur silly, nicholasyud

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
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Frequent Contributor
Posts: 277
Registered: ‎10-05-2010

Re: CreditKarma is killing me!

Credit karma sucks, there scores are not fico. Plus when you cancel, they say you cannot join again for 7 years. Bizarre.

Posts: 80
Registered: ‎01-17-2013

Re: CreditKarma is killing me!

a free way to monitor (possibly) daily changes to your TU does that suck? scores aside....

Current: |MyFico TU-766| |MyFico EQ-737| |Amex EX-736| (May '13)
Regular Contributor
Posts: 219
Registered: ‎02-29-2012

Re: CreditKarma is killing me!

I hate the fact that my insurance is judged based on my credit. My reflection of my 2008 past deliquencies should have no recourse on my driving record especially when my husband and I have clean records since the day we have been driving.. And yes Shogun, in order to figure out the CK scoring range I think I need to go back to the DeMorgans Law of Negation in Logical Math.

2011 starting score 383 pull for Santander, EX 639, EQ 669, TU 651 (lending club pull)
Wallet:ME: 750 Cap One, 5k Quicksilver/rewards, 750 Capital one 2000 FH, Santander Car 10k/15k, Chase Auto Loan 12/16k, VS 750, BH 760, Express 750, Avenue 750, JCrew 500, HSN 670, Roamans 500, Jessica London 500, kings direct 500, Buckle 500, OSP 750, WW 750, Solutions 500, Blair 500.. baddies: 2 FP CO 08, EXP 2 state tax liens 1 fed, EQ 1 fed tax lien, TU 1 state 1 fed tax lien.
DH: 750 Cap One 750 Cap One 750 capital one fh 2000, AU - VS, BH, HSN, QS 5k
Posts: 100
Registered: ‎12-10-2012

Re: CreditKarma is killing me!

Just wanted to add to the joke that is CreditKarma... I just used the 'score stimulator';  I updated the payment  factor to paying all of my bills on time for the next 24 months... and it showed my score as decreasing 18 points... nice.

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