Rebuilding Your Credit

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Regular Contributor
Oyiwaa
Posts: 140
Registered: ‎09-25-2012

CreditOne Deleted - GW Works

Options

‎10-21-2012 05:13 AM

Hello,

 

I had a charged-off Creditone account that got farmed out to MSW Capital who won a judgement against me and collected their money through wage ganishement.  But CreditOne was still reporting the account.

 

In response to encouragment from this board, I sent a GW email to several executives from CreditOne.  About 10 minutes after I sent the letter, I got a call from a "Secretary from Executive Office" stating that they "are reviewing my email and will get back to you in a week" - that was encouraging.  4 days later, she called to inform me that they will instruct the CRAs to delete the account.  Two days later, I pulled my filed through USAA and poof, credit one is gone.

 

Thanks for all your support ...

 

Oy

FAKO


06/18/2012 (EQUIFAX):    TU 538 | EX 535 | EQ 553
10/28/2012 (USAA/EX):   TU 509 | EX 498 | EQ 498


WALLET (Secured):  Capital One: $700  --- WellsFargo: $300 --- CapitalBank: $300

Message 1 of 4 (186 Views)
 
Reply
ellicel
New Member
ellicel
Posts: 28
Registered: ‎09-30-2012

Re: CreditOne Deleted - GW Works

Options

‎10-21-2012 06:04 AM

Yay!!!!!!! Congrats and thanks for sharing. Your victory gives me hope! Good for you for having the guts to fight the system!
Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650

Take the FICO Fitness Challenge
Message 2 of 4 (173 Views)
 
Reply
Moderator
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: CreditOne Deleted - GW Works

Options

‎10-21-2012 06:04 AM

Great work.  Congrats!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Message 3 of 4 (172 Views)
 
Reply
Frequent Contributor
fuzzybean
Posts: 292
Registered: ‎04-04-2012

Re: CreditOne Deleted - GW Works

Options

‎10-21-2012 09:44 AM

Congratulations!  GW does work!  I would have never even thought of it prior to coming here!

Message 4 of 4 (141 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+