Regular Contributor
Posts: 212
Registered: ‎09-25-2012

CreditOne Deleted - GW Works



I had a charged-off Creditone account that got farmed out to MSW Capital who won a judgement against me and collected their money through wage ganishement.  But CreditOne was still reporting the account.


In response to encouragment from this board, I sent a GW email to several executives from CreditOne.  About 10 minutes after I sent the letter, I got a call from a "Secretary from Executive Office" stating that they "are reviewing my email and will get back to you in a week" - that was encouraging.  4 days later, she called to inform me that they will instruct the CRAs to delete the account.  Two days later, I pulled my filed through USAA and poof, credit one is gone.


Thanks for all your support ...



Starting Score: USAA-FACO(10/2012) - EX=498 / EQ = 498 / TU = 508
Recent Scores:
myFICO - Jun-2013: EX=595 / EQ = 582 / TU = 649
myFICO - Nov-2013: EX=634 / EQ = 649 / TU = 666
LenderPull - Nov-2013: EX=682 / EQ=649 /TU=687

Goal Score: 700

Take the myFICO Fitness Challenge

WALLET (Secured):  Capital One: $700  --- WellsFargo: $300 --- CapitalBank: $300

New Member
Posts: 28
Registered: ‎09-30-2012

Re: CreditOne Deleted - GW Works

Yay!!!!!!! Congrats and thanks for sharing. Your victory gives me hope! Good for you for having the guts to fight the system!

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650

Take the FICO Fitness Challenge
Posts: 12,952
Registered: ‎04-15-2011

Re: CreditOne Deleted - GW Works

Great work.  Congrats!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 309
Registered: ‎04-04-2012

Re: CreditOne Deleted - GW Works

Congratulations!  GW does work!  I would have never even thought of it prior to coming here!

Established Member
Posts: 12
Registered: ‎10-29-2013

Re: CreditOne Deleted - GW Works

Could you provide the email contacts that you used

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