CreditOne falls off my credit report almost 2 year post-bk

[Anonymous]

Hi everyone!

This morning, as I always check my wife's and my credit reports via Credit Karma every Sunday. I was "pleasantly" surprised that one of credit card that I filed BK on: CreditOne fell off my TU report and it's NOT even 2 year post BK discharge (next month). I also find it odd that it was removed BEFORE I filed for BK in March 2015!

Would it come back eventually? or glad it's gone forever?

Have a great Sundaying!

CAMailman

Account Removed

Your credit report no longer lists 1 account.

Account Type Open Date Removal Date Reported By

CREDITONEBNK

Credit Card

Aug 3, 2014

Dec 8, 2014

TransUnion

[Anonymous]

When was your first DOFD on the card?

[Anonymous]

---

@Anonymous wrote:
When was your first DOFD on the card?

---

Don't recall because my ex-wife opened it using my name. based what I see in my older credit report, it said it was opened in August '14. I never made any payment on it. I was forced to file for BK in March '15 to include everything. I'm glad it's over with.

[RobertEG]

Reporting can either become excluded based on an exclusion provision of the FCRA, or the furnisher can, at any time, simply delete their reporting.

If information was removed substantially prior to its expected exclusion date, then its removal was likely due to a reported deletion by the furnisher, and not exclusion by the CRA.