So I had a loan with OneMain Financial that went to CO status. I settled with them on June 2nd 2014. I did receive a letter confirming the account was settled in full on June 9th.
However, with moving forward on obtaining a mortgage, I have been looking for this to update on my reports. Having been over a month and a half since my payment, I decided to call this morning. While on the phone, the rep says that the person who helped me with my settlement didn't finalize the process. My account showed the settlement was pending since June 2nd! She did say it would be processed today and should report to the CRAs in the next 72 hours.
With that said, is there anyway to use this terrible mistake by OneMain to get this removed from my reports? Is not reporting the information illegal?
