06-08-2009 05:59 PM
So, I have been rebuilding my credit and though I have had many ups and downs, I am okay with the progress I have gotten. I had no positive TL's going for me and that was really something that has been keeping my scores down. I had tried for a BofA card and was denied and my CU doesn't offer secured cards. My only other option was to get a crownjewelry card. Over the weekend it finally posted to TU and EX. I did not get a alert from TU and of course no FICO scores available for EX. But on EX my scores did go up 18pts (FAKO).
Today I pulled my CCT and noticed that on my EX section CJ has disappeared! Why would this happen? the scores went right back down!!!! I tell you......one step forward...two steps back !!!!!!!!!!!!!!!
06-09-2009 05:31 PM
I was approved for a Crown Jewlers card, it never showed on my report. It seemed to me, you had to charge something before it appeared. I also was approved for a Jareds account, both with $1500 CL. Jared showed on my CR the following month without making a purchase.
Did you charge something for it to appear on your CR?
TU: 627 EQ:613
06-09-2009 06:33 PM
06-09-2009 07:26 PM
Ye, I did purchase an item and have already received it. I just received my statement and will be making my payment next week.
I will email them to find out what the problem is.
thank you both for responding.