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DEJA VU ALL OVER AGAIN...

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fishbjc
Senior Contributor

Re: DEJA VU ALL OVER AGAIN...

I would not count on that simulator, lol
Message 11 of 16
lg8302ch
Senior Contributor

Re: DEJA VU ALL OVER AGAIN...

good that your alert settings are on the actual score. I truly hope the simulator works better for you than for me.
Good luck for next week Smiley Happy
Message 12 of 16
ktl72455
Valued Contributor

Re: DEJA VU ALL OVER AGAIN...

You will take a ding for a new account and a ding if it reports with a balance due right off the bat, but cap 1 is down to 10.00 and new account should report so you should see something, also dont forget the new buckets we can get put into. The score simulator is like a CK score...pffff nice thing to toy with!!

 

Old lates dropping off  have little impact on the score compared to getting a recent 30 day late removed where its still a fresh ding.

 

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 13 of 16
ktl72455
Valued Contributor

Re: DEJA VU ALL OVER AGAIN...

And your in the bucket with me of waiting and waiting as each month passes to add age to our cards and out Credit history!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 14 of 16
signguy17
Frequent Contributor

Re: DEJA VU ALL OVER AGAIN...

just hope we don't kick the bucket waiting for our bumps!  Congrats on yours ktl!

 


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 15 of 16
ktl72455
Valued Contributor

Re: DEJA VU ALL OVER AGAIN...

Thanks!!  I think it had to do with getting older.. like me!!  I am thinking by time I think of reaching 700 I will be sitting in the bucket with wheeels and a remote!! My cards will be really aged by then lol!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 16 of 16
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