Frequent Contributor
Posts: 378
Registered: ‎02-15-2013


[ Edited ]

I had two tradelines from SONNENSCHEIN Financial Services on my Experian report. Two tradelines for the SAME DEBT first of all AND it wasn't even my debt! I was dealing with this earlier in this year and it went to a hearing and was dismissed as not mine yet a few months later it ended up on my credit. 


I called Experian to dispute it on Wednesday, February 13th. Today, I ran my Experian report (annual one) just to get a full look at it since I pull mine usually through my bank's identity theft feature and can't see addresses/drop off dates and what not and I noticed it wasn't there. Came home from work and a letter in the mail saying both tradelines were deleted! It happened so much quicker than I thought it would. I figured it was going to be a hassle and a big mess.


Can't wait to see if this does anything for my score!



Posts: 90
Registered: ‎02-02-2013


GW success 30 day late removed from 2 store accounts.
waiting on Citibank SL GW response --
Established Contributor
Posts: 573
Registered: ‎02-12-2011


A deletion is a deletion! Congrats.

Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700

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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012


Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Posts: 114
Registered: ‎01-28-2013


Woohoo! If it's a recent collections, it should definitely improve your score :smileyhappy: let us know!! Congrats!

Starting Score: 585
Current Score: EQ Fico 693 | TU Fico 677 | EX Fico 689
Goal Score: 740

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