02-21-2013 07:28 PM - edited 02-21-2013 07:28 PM
I had two tradelines from SONNENSCHEIN Financial Services on my Experian report. Two tradelines for the SAME DEBT first of all AND it wasn't even my debt! I was dealing with this earlier in this year and it went to a hearing and was dismissed as not mine yet a few months later it ended up on my credit.
I called Experian to dispute it on Wednesday, February 13th. Today, I ran my Experian report (annual one) just to get a full look at it since I pull mine usually through my bank's identity theft feature and can't see addresses/drop off dates and what not and I noticed it wasn't there. Came home from work and a letter in the mail saying both tradelines were deleted! It happened so much quicker than I thought it would. I figured it was going to be a hassle and a big mess.
Can't wait to see if this does anything for my score!
02-21-2013 07:56 PM
A deletion is a deletion! Congrats.
02-21-2013 08:50 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO