02-21-2013 07:28 PM - edited 02-21-2013 07:28 PM
I had two tradelines from SONNENSCHEIN Financial Services on my Experian report. Two tradelines for the SAME DEBT first of all AND it wasn't even my debt! I was dealing with this earlier in this year and it went to a hearing and was dismissed as not mine yet a few months later it ended up on my credit.
I called Experian to dispute it on Wednesday, February 13th. Today, I ran my Experian report (annual one) just to get a full look at it since I pull mine usually through my bank's identity theft feature and can't see addresses/drop off dates and what not and I noticed it wasn't there. Came home from work and a letter in the mail saying both tradelines were deleted! It happened so much quicker than I thought it would. I figured it was going to be a hassle and a big mess.
Can't wait to see if this does anything for my score!
02-21-2013 08:50 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.