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DMP info on Credit Report

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Fico_Dish
New Contributor

DMP info on Credit Report

Usually how long the DMP info stays in the credit report. My understanding is that the DMP programs are usually 2- 5 years. Does the DMP info on credit report stays beyond the DMP program period? Any help will be appreciated.....Also please PM me with any reputable DMP company or provider. Thanks....

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sjt
Senior Contributor

Re: DMP info on Credit Report


@Fico_Dish wrote:

Usually how long the DMP info stays in the credit report. My understanding is that the DMP programs are usually 2- 5 years. Does the DMP info on credit report stays beyond the DMP program period? Any help will be appreciated.....Also please PM me with any reputable DMP company or provider. Thanks....


It depends on the creditors. Some will designate DMP and some will not. Upon completion some creditors will positively re-age your account.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
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