I had an account that had a status as collection/charge-off. I settled the debt with the OC. When they sent the new information to the CRAs it showed Paid in Full was Charged-Off but it also changed my DOFD to the date that the settlment payment was paid. My score dropped 100 points. The OC has now fixed the DOFD but my score has not recovered. I'm not sure what they did but paying a charged-off acount should not drop my score 100 points.
Any insight into this??
Starting Score: TU:619 (02/24/2012) - EQ:629 (02/24/2012)Anyone?