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I know this thread/post is all over the place. I am desperately trying to figure out what my next course of action should be. I spoke with my attorney this morning. He said if they keep the collection on my report after 2/2016 I can sue. But what happens until then? I said I want to sue now for violations and I want to force them to revise the date.
I am going to send a 623 direct dispute. Can I ...
My goal is to pressure the debt buyer to correct the DOFD. Then I will request early deletion/exclusion. Although I dispute the balance, I am adding that in the dispute so this won't be dismissed as frivolous.
ONE LAST THING. Can a JDB list the account as placed with collection agency/attorney? They are NOT an attorney.
What are your thoughts? Robert, I really want you to read my letter.